These Terms of Use (“Terms”) govern your access to and use of Boat Insurance Match, including our website, quote-request forms, content, and matching services. By using the service, you agree to these Terms and our Privacy Policy.
1. Our role
Boat Insurance Match is a marketing and consumer-matching service. We are not an insurance company, agency, or producer; we do not sell, solicit, negotiate, issue, underwrite, recommend, quote, or bind insurance. We may connect a validly consented request with a licensed provider or agency identified in the applicable Marketing Partners directory. Those parties—not Boat Insurance Match—are responsible for their quotes, advice, eligibility decisions, communications, products, policy terms, and services.
2. No guarantee of a quote, price, or coverage
Submitting a request does not guarantee that a provider will contact you, offer insurance, offer a particular policy, or provide a particular price or level of savings. Any example, description, or educational content on the site is general and does not modify an insurance policy. The actual policy documents control.
3. Eligibility and accurate information
You must be at least 18 years old and legally able to agree to these Terms. You agree to provide current, complete, and accurate information and to submit a request only for yourself or a person who authorized you to act. You may not impersonate another person, submit misleading information, or use someone else’s contact details without permission.
4. Communications consent
When you check the consent box and submit a request, you agree to the disclosure presented with that form. Your consent record may include the text accepted, submission time, IP address, device information, and source page. Consent is not a condition of purchasing goods or services. Instructions for opting out of calls, texts, and email appear in our Privacy Policy. You may reply STOP to any text or revoke consent through Privacy Choices.
5. Licensed providers and compensation
External requests are routed only after we verify that the receiving business is appropriately licensed for the relevant product and state. Our arrangements are intended to compensate us for marketing or lead delivery—not for selling, soliciting, negotiating, recommending, or binding insurance. We do not accept compensation contingent on a policy purchase where doing so would require a license we do not hold.
6. Acceptable use
You may not:
- Use the service for unlawful, fraudulent, abusive, or deceptive activity.
- Submit automated, fabricated, duplicate, or unauthorized requests.
- Interfere with the site’s operation, security, forms, or access controls.
- Introduce malware or attempt to access data or systems without authorization.
- Scrape, copy, frame, or commercially exploit the service or content without written permission.
- Misrepresent an affiliation with Boat Insurance Match or any provider.
7. Intellectual property
The site, brand elements, copy, graphics, software, and other content are owned by us or our licensors and are protected by applicable intellectual-property laws. We grant you a limited, personal, revocable, nonexclusive right to use the service for its intended consumer purpose.
8. Third-party services and links
Providers and third-party websites operate independently. We do not control their availability, privacy practices, content, quotes, or services. Your dealings with a provider are between you and that provider. Review its policy documents, disclosures, licenses, and terms before purchasing.
9. Educational content
Site content is general information and is not legal, tax, financial, or individualized insurance advice. Laws, insurance requirements, products, and pricing vary by state and can change. Consult a qualified professional for advice about your circumstances.
10. Disclaimer of warranties
To the maximum extent permitted by law, the service is provided “as is” and “as available.” We disclaim express and implied warranties, including merchantability, fitness for a particular purpose, noninfringement, accuracy, and uninterrupted or error-free operation. Some jurisdictions do not allow certain disclaimers, so parts of this section may not apply to you.
11. Limitation of liability
To the maximum extent permitted by law, Boat Insurance Match and its affiliates, officers, employees, contractors, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, lost data, lost profits, or losses arising from a provider’s actions, quote, policy, or service. Rights that cannot lawfully be limited remain unaffected.
12. Suspension and termination
We may restrict or terminate access if we reasonably believe that use violates these Terms, creates risk, harms the service or others, or is unlawful. Sections that by their nature should survive will survive termination.
13. Changes
We may update the service or these Terms. Updated Terms are effective when posted unless a later date is stated. Continuing to use the service after an update means you accept the revised Terms.
14. Contact
For privacy-related questions or requests, use the form in our Privacy Policy.